Business and finance blog

Insurance Advice

Homeowner insurance – replacement cost calculation

Wednesday, August 27th, 2008

Is replacement cost the same as the sale price of a home?

No, it isn’t. The selling price encompasses the value of the estate as well as the land the home is build on. The replacement cost is equal to the amount that would have to be spent in order to replace the structure. Normally, […]

Understand Why You Need a Life Insurance

Monday, June 16th, 2008

Although most of you will probably need life insurance at some point in your life, be sure not to buy a policy simply because someone told you it was a good idea. The idea behind life insurance is to offer families financial security in the event of the death of a spouse or a parent. […]